Small Business Loans
At Royall Capital Funding, we built our reputation on helpful loans with simple terms. We’ve worked with countless small business owners to help them get the things needed for strong financial growth, including equipment, inventory, and commercial real estate. Our small business loan program for acquisitions is easy to use and comfortable for SBOs.
SBA 7a and 504 Loans
We can structure the loan to be as comfortable as possible for business operations and specific goals. For example, SBA 504 loans often revolve around large real estate purchases for retail and heavy machinery for construction businesses. SBA 7(a) loans can cover lesser business objectives, such as remodeling projects, large inventory purchases, delivery vehicles, and technology.
Excellent Small Business Loan Terms
Thanks to our relationship with the Small Business Administration, we can offer long-term loans that carry excellent interest rates for SBOs. Here are some of the benefits:
- Loan amounts up to $5 million
- LTV up to 90%
- Terms up to 25 years
- Low interest rates
- No balloon payments
- No penalties for early repayment
The Easy Way To Financing Business Acquisitions
One way to use an SBA loan is for business acquisitions. This financing option can cover a large variety of items, up to and including full business purchases. Here are other ways to use SBA loans:
- Office equipment and furniture
- Diagnostic systems
- Point-of-sale terminals and payment systems
- Heavy machinery
- Customer lists
- Brand assets
- Stores, warehouses, and other commercial buildings
These loans are designed with small businesses in mind, which makes it easier for companies to grow without heavy financial pressure. It’s usually necessary for SBOs to have at least two years of running their businesses, but they don’t need perfect credit scores.
Helpful Small Business Loans
Above all, we work actively with small businesses to find the right solution for specific objectives. Contact us to take the next step. Check out all of the options available right away.